Ryan Laity

Ryan excels in assisting parties navigate through financial turbulence, specializing in areas like debt financing, restructuring, and resolving insolvency issues. His expertise lies in guiding debtors towards securing creditor protection, aiding creditors in loan enforcement or security realization, and strategizing with clients to ensure value maximization and option preservation during financial crises.

He offers counsel across a spectrum of financial distress solutions, including bankruptcy, receivership, both formal and informal debt restructuring mechanisms under specific legislative frameworks, commercial foreclosure processes, and security realization under pertinent personal property security legislation.

Ryan's proficiency extends to advising on various forms of debt financing and secured transactions. This includes strategies for leveraged acquisition, real estate financing, asset-based lending, and navigating distressed or turnaround financing scenarios. He is also knowledgeable in handling note issuances, securitized debt arrangements, and complex multi-jurisdictional financing projects.

In his career, Ryan has represented a diverse clientele, including a notable public cannabis company, facilitating its debt restructuring through a debt-to-equity conversion under a statutory plan of arrangement. He has also guided a drilling company and another cannabis company through their restructuring processes under the CCAA, including asset sale strategies for the latter. His experience includes representing a secured creditor in asset sales of a wearable technology developer, assisting a turnaround lender in debt and security acquisition and restructuring, and facilitating the acquisition of marine transport assets through a receivership sale. Moreover, he has supported a monitor's role in the restructuring of a major online construction supply company under the CCAA.

Ryan's contributions have been recognized in prominent legal directories, affirming his expertise in banking and financial law. His legal foundation is built on a JD from Osgoode Hall Law School and an undergraduate degree from Simon Fraser University, with his practice being authorized by the British Columbia bar since 2014.