William Walters

William specializes in navigating the complex legal and regulatory landscape that financial institutions must contend with, focusing particularly on financial consumer protection. He lends his expertise to ensure that products like consumer credit cards and loan agreements align with both provincial and federal consumer protection laws and regulatory standards. Beyond reviewing product documentation, William plays a pivotal role in crafting internal policies and performing thorough gap analyses to guarantee legislative compliance. His proficiency extends to aiding clients during reviews and examinations conducted by pivotal regulatory bodies, such as the Office of the Superintendent of Financial Institutions (OSFI).

Drawing from his rich background in legal and compliance roles within top Canadian and international banks, William offers financial institutions advice that is both practical and informed. His insights consider not just the regulatory landscape but also the intricate operational and organizational hurdles that financial entities face. This dual focus ensures his guidance is both comprehensive and actionable.

William’s services are sought after in various areas including financial services, consumer protection, and fintech. His recent insights into legislative changes, such as the crackdown on predatory lending and updates to consumer protection laws, underscore his commitment to staying ahead of legal trends affecting the financial sector.

Before his time at Torys, William amassed a wealth of experience in compliance across several banking institutions, equipping him with a broad perspective on the industry’s challenges and best practices.

His academic journey is as impressive as his professional one, with an LLM from York University, an LLB from the University of British Columbia, further complemented by studies at the University of Oxford and additional degrees from the University of British Columbia. William’s bar admissions in British Columbia (inactive), Ontario, and Nova Scotia from 2008 to 2017 highlight his wide-ranging legal expertise and his ability to navigate the multifaceted legal environments across Canada.