Melissa Prado

Melissa is a leading advisor in the realms of insurance transactions, regulatory frameworks, and consumer protection. Her expertise extends to guiding insurance companies, reinsurance entities, captives, and financial institutions through complex regulatory landscapes and transactional processes. Melissa’s contributions span the establishment and licensing of insurance operations, compliance advisories, and strategic guidance in the insurance and financial sectors. A proficient Spanish speaker, Melissa enriches her professional offerings with bilingual capabilities.

Services Provided:

- Financial Services

- Insurance and Reinsurance

- Consumer Protection

- Mergers and Acquisitions

- Capital Markets

Notable Projects:

- Advising Bank of Montreal on acquiring AIR MILES Reward from LoyaltyOne, Co., amidst restructuring.

- Assisting Franco-Nevada with a significant streaming agreement for Glencore’s Antapaccay mine.

- Crafting a silver streaming deal for Franco-Nevada with Teck Resources’ Antamina mine.

- Guiding Alamos Gold through a strategic merger with AuRico Gold Inc.

- Facilitating Brookfield Infrastructure’s notable medium-term notes offering.

Accolades:

- Recognized as a Rising Star in insurance by The Legal 500 for 2023-2024.

- Named a Leading Lawyer in banking and finance by Best Lawyers in Canada for 2023-2024.

Insight Contributions:

- Authored analyses on the future of financial sector legislation and insurtech trends.

- Discussed new supervisory approaches by OSFI and regulations affecting the insurance market.

Professional Contributions:

- Named incoming Managing General Editor of the Banking and Finance Law Review.

- Previously supported at TD Waterhouse Private Investment Advice.

- Engaged as a mentor with the LAWS program to support high school students through legal education.

Education:

- Earned a JD from Osgoode Hall Law School in 2011.

- Holds an MA and a BA (Honours) from the University of Toronto.

Bar Admissions:

- Admitted to the Ontario Bar in 2012.