Richard Fullerton

Rick's expertise spans the intricate world of capital markets, financial services, and regulatory frameworks, making him a pivotal figure in banking and securities law. Focused on the nuances of securitization and structured finance, Rick has become a trusted advisor for an array of transactions. His proficiency isn't just in corporate finance; it extends to acting for conduits, issuers, and investment banks, dealing with everything from covered bonds to automotive loans.

His role in pioneering transactions, such as Ratehub's strategic financing rounds and Laurentian Bank's notable LRCN offering, showcases his ability to navigate complex financial landscapes. Rick's involvement in The Bank of Nova Scotia’s US$1.25 billion senior notes offering and BMO’s groundbreaking Tier 1 note offering underlines his critical role in major financial maneuvers.

Serving as counsel in a series of significant securitization transactions, including CNH Capital Canada's landmark dealer floorplan receivables-backed notes sale, underscores his capacity to lead through Canada’s financial milestones. His guidance on the Bank of Montreal's diverse offerings and his hand in the structuring of national and cross-border securitization schemes highlight his deep-seated knowledge and innovative approach to finance.

Acknowledged by Chambers Canada and The Canadian Legal Lexpert Directory among others, Rick's accolades speak to his standing in the legal community. His insights have enriched forums like the 2018 Treasury & Finance Forum, contributing significantly to the discourse on financial law.

A member of esteemed associations such as the Canadian and Ontario Bar Associations, Rick’s influence extends beyond the courtroom and into the very fabric of Canada’s financial sector. His pioneering work, combined with a genuine commitment to his clients’ success, cements his status as a linchpin in the legal and financial communities.