Victoria Graham

Since her admission to the Ontario Bar in 2000, Victoria has distinguished herself as a formidable expert in the realms of financial services regulatory practices, mergers and acquisitions, and an array of complex commercial dealings. Her educational foundation is robust, with both a Bachelor and a Law degree from the University of Western Ontario, where she graduated with distinction. Fluent in English, she brings clarity and precision to her legal counsel.

Victoria's professional journey is marked by a deep commitment to her clients, spanning sectors like banking, fintech, private equity, REITs, and seniors living and healthcare properties. Her counsel is sought after for her profound understanding of mergers and acquisitions, corporate restructurings, governance, and intricate commercial agreements, especially within financial institutions and retirement home industries.

Her advisory services extend beyond transactional engagements. Victoria is a trusted consultant for Canadian and international financial entities and fintech firms, guiding them through regulatory landscapes, compliance issues, the establishment of new financial institutions in Canada, corporate governance, and various financial service frameworks including credit cards and payment systems.

A highlight of Victoria's career was her secondment to the Office of Superintendent of Financial Institutions in 2010, which further enriched her regulatory insights. Her role in significant transactions underscores her influence in the financial sector. She played a pivotal role in CURO's acquisition of Flexiti Financial, guided Goldman Sachs Merchant Banking through its acquisition of People Corporation, and supported the Ontario Teachers' Pension Plan Board in multiple strategic investments.

Notable transactions under her belt also include advising Princeton Holdings Limited on its sale to Intact Financial Corporation, facilitating Genworth Financial's deal with Brookfield Business Partners, and steering Ventas Inc. through its Canadian seniors housing portfolio acquisition. Her work with The Bank of Nova Scotia, The Riverside Company, Manulife Financial Corporation, and several other high-profile cases further attest to her expertise and versatility.

Victoria's excellence has not gone unnoticed in the legal community, earning accolades from Chambers Canada, Chambers Global, IFLR 1000, and Legal 500, marking her as a leading figure in Banking & Finance and Financial Services Regulations. She is also an active voice in the legal discourse, speaking at numerous seminars and webinars, sharing her knowledge on payments law and financial services regulatory updates.

Affiliated with the Canadian Bar Association and the Law Society of Ontario, Victoria's professional ethos is defined by her dedication to navigating complex legal and regulatory frameworks, ensuring her clients not only comply with current laws but are also poised for future challenges and opportunities in the financial services sector.